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In the hyperarousal model, people with chronic insomnia are tilted toward an on state around the clock, not just unable to sleep at night; on the autonomic side this shows up as lower heart rate variability (HRV) and a higher heart rate at night, with sympathetic tone that never switches off.
When training load outruns recovery for a long time and slides into overtraining syndrome, performance keeps falling, rest no longer brings it back, and it often comes with an abnormal resting heart rate or heart rate variability (HRV). But lasting fatigue and a drop in performance can also come from anemia, infection or other problems, so do not draw conclusions from HRV alone; have a doctor rule those out first.
In population statistics, chronically low heart rate variability (HRV) goes along with a cluster of cardiovascular risk factors. That is the autonomic-imbalance hypothesis: low HRV may be the shadow of a vagal brake that has been off its post for a long time. But this is a statistical association, the direction may run the other way, and how strong it is has long been debated, so your HRV today cannot tell you whether you have heart disease.